Federal Employees and IRAs Guide

Individual Retirement Arrangements (IRAs) are a key tool in your retirement savings journey, allowing you to make contributions as you plan for your future post-career.

WAEPA’s Federal Employees & IRAs Guide walks you through the different types of IRAs as well as specific considerations for Federal employees.

This guide will address when to start saving for retirement, how to begin, and more, including:

• What is an Individual Retirement Arrangement (IRA)?

• Traditional IRA versus Roth IRA

• Getting an IRA “Up and Running”

• Conversion of Traditional IRAs and Recharacterizations

• Other Uses of IRAs Besides Retirement Savings

• Estate Planning and IRAs